Through registered accounts (TFSA, RRSP, RESP), non-registered accounts, and corporate accounts, we facilitate our clients' ability to invest their money in the most profitable ways possible.We deal with products from various investment firms that have generated extremely handsome returns over the past several decades. with the use of tax-sheltered investment vehicles and the power of compound interest, we work with our clients to build the shortest bridge to their financial freedom.
Retirement Planning
There will come a time when you will no longer want to work for money, you'll want your money to work for you. Using a multi-step process, we help our clients structure a vision of when they would like to retire, and what their retirement will look like. From managing various sources of income, to lifestyle choice, to desired budget, we put plans in place that enables our clients to attain their retirement goals.
Life Insurance
An integral part of any long-term financial plan includes precautions against worst-case scenarios. If you have a spouse and/or children depending on your income for their standard of living, it is wise to have safeguards in place to ensure their standard of living is maintained in the event that income disappears. Life insurance creates protection against the depletion of family assets in the event of death, as well as peace of mind while still alive.
Long-Term Care Insurance
We highly recommend individuals who are over 60 years of age to consider long-term care insurance. In North America, 65-year-olds have a 70% chance of needing long-term care (20% will need it for more than 5 years) and will pay an average of $172,000 for the care they require. LTC insurance includes in-home, out-of-home, and respite care, as well as home renovations (i.e., make residence wheelchair friendly). This product is the ideal way to protect one's nest egg and enable aging individuals to live at home as long as possible.
